![]() ![]() Make sure you have all these documents ready before you apply. When applying for a home loan, you will need to present documents that will establish your identity, financial situation, employment status, and details about the property you intend to buy. To be eligible to apply for a Tic:Toc home loan, you must: Online redraw on your additional repayments at no cost.Additional repayments: up to $20,000 per year.You can choose a fixed-rate term between 1 and 5 years. If you want to lock in your preferred rate for a while, then this is the product for you. Optional offset account for $10 per month.Online redraw on your extra repayments at no cost.Type of repayment: principal and interest.This product has no upfront or ongoing fees and comes with an optional offset account. In addition, they only require a minimum deposit of 10 per cent, making their home loans available even to those who have small deposits. They have some of the lowest rates in the market and can typically approve online applications in less than an hour. Tic:Toc offers home loans for both owner-occupiers and investors. Types of Tic:Toc home loans that you can consider It is made up of home loan experts who love solving problems for their customers. Although it was launched only in 2017, it has a customer hub that combines more than 100 years of experience in credit. Tic:Toc is an online-only fintech lender that is backed by Bendigo and Adelaide Bank. With their very own efficient technology, this lender’s home loan specialists can focus their time on helping customers if and when they need it. But it’s not just speedy home loan approvals for Tic:Toc. ![]() On average, customers can get an approval complete – with a contract – in 58 minutes or less from when they started their online application. Tic:Toc has the fastest online home application in Australia. Read Here for Our Tic:Toc Home Loan Review: ![]()
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